Corporate Membership Employee Free Admission + 2 Guests
Employees in this category are able to visit MoMA free with two guests simply by showing a company ID badge, company email, or pay stub at the the lobby Membership desk. In addition, you may purchase up to five guest passes at $5 per pass . There is no need to reserve online tickets, just walk up to the entrance when you are ready for a visit.
Free Trading With You Invest By Jp Morgan
Chase Private Client members pay no commissions on ETF and stock trades placed through You Invest by J.P. Morgan, Chases low-cost online brokerage.
This allowance is good on up to two taxable and two retirement accounts per CPC member. It doesnt apply to assets managed under the You Invest Portfolios program, You Invests robo-advisor vertical.
Additionally, ETFs may carry fees and expenses Chase cant control.
The Chase Sapphire Reserve Is Awesome For Travel
Here is the skinny on the card:
The card has a $450 annual fee but you get a yearly $300 annual travel credit. That means that annually you get $300 credited back to your card on all your travel bookings. So, year 1 you get $300, year 2 you get $300. This means the annual fee on the card is really only $150 a year. Things are looking a bit better, right?
The best thing about the card is that if you sign-up now, you get 100,000 sign-up bonus points. You can use them on award tickets . You can also use them for rental cars, hotels, Airbnbs and even gift cards. The best value you will get is definitely awards travel. I will be putting together a few more life hacking articles on traveling for free via airline miles in next few weeks. Keep an eye open for them.
On top of those two great benefits, you get triple points on travel and dining. So those sexy dinners in Montepulciano overlooking the Tuscan countryside will get you 3x points to pay for your next trip back to Tuscany!
Lastly, you get all the benefits and protection that Chase Sapphire Reserve offers such as rental car insurance, trip insurance, loss & theft protection, and their 24/7 support is amazing. Last year we had a small fender bender with a wall in Florence and Chase took care of the broken door. No cost to us. It was a load of stress off my head after just one call to their help center.
Benefits of the Chase Sapphire Reserve Credit Card
- 100,000 Signup Bonus PointsThink Business Class to Europe
Don’t Miss: How To Design A Museum Exhibit
Primary Rental Car Insurance
One of the most underrated benefits of the Chase Sapphire Reserve is the free Primary Rental Car Insurance. Also known as Auto Rental Collision Damage Waiver or Loss Damage Waiver , this insurance protects you for up to $75,000 if your rental car is damaged or stolen. To activate coverage, simply pay for your rental car with your Chase Sapphire Reserve card and decline the rental companys collision damage waiver.
Unlike many other credit cards, which simply offer secondary coverage, the Chase Sapphire Reserves primary coverage can save you thousands of dollars in the event of theft or damage to your rental car. With primary coverage, you file a claim with Chase before your own insurance company. With secondary coverage, you still always have to file a claim with your own insurance company. Coverage is valid for car rentals 31 days or shorter.
While this coverage will cover your rental car, you still have to use your personal liability insurance in the event you get into an accident with another driver. Coverage is valid for the cardholder and any additional drivers on the rental agreement.
Further Reading: Best Credit Cards for Car Rentals
The Vacationer Tip
When renting a car with your Chase Sapphire Reserve card, always be sure to decline the rental companys CDW. This will save you a ton of money and ensure your Chase Primary Rental Car Insurance kicks in.
Other Chase Cards With Authorized User Benefits
As you compare Chase credit cards to find the right fit, dont forget that some other Chase cards offer a few benefits for authorized users. Here are some of the main cards and authorized user benefits to be aware of.
| Chase credit card | |
| 5X points on travel purchased through Chase Ultimate Rewards 3X points on restaurant, select streaming service and online grocery purchases 2X points on general travel 1X points on everything else |
|
| 5% cash back on travel through Chase Ultimate Rewards 5% back on Lyft purchases 3% back on dining and drugstore purchases 1% back on everything else |
|
Read Also: Buy Tickets Metropolitan Museum Art
Those Who Want A Substantial Welcome Offer
After two years of lockdowns, travel is back and consequently, demand and prices have skyrocketed. Many people are looking for to help lower their travel expenses this summer . If youre one of these people, then the welcome bonus from the Sapphire Reserve might be worth applying for.
The card offers 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The bonus is worth 1.5 cents per point when redeemed through the Chase Ultimate Rewards travel portal or via Pay Yourself Back, but you can get well over two cents per point by transferring them to an airline or hotel rewards partner program.
Transfer partners include several loyalty program favorites like World of Hyatt, Southwest Rapid Rewards and United MileagePlus. With 60,000 points, you can book up to five nights at an all-inclusive Hyatt hotel, about $840 in Wanna Get Away Fares or a round-trip economy class ticket to Europe on United Airlines during the low season.
Priority Pass Select Lounge Access
Chase Sapphire Reserve® benefits include the ability to enroll in Priority Pass Select at no cost. Membership gives you access to more than 1,000 lounges in over 500 cities worldwide. Note that Priority Pass Select lounges do not include those operated by the big U.S. carriers American, Delta and United. Learn how to maximize Priority Pass Select.
Read Also: National Museum Of Organized Crime And Law Enforcement
Mortgage And Loan Advice
The stressful process of taking out a home mortgage or auto loan is made less stressful for Private Clients because these Chase members receive discounted rates on lending and top-notch personal loan advice. Through the Chase Private Client Mortgage Rate Program, members work with home lending advisors and other team members such as underwriters and processors to plan their home loans with big picture financial goals in mind.
When its time to take out a loan, Private Clients can expect up to 1.25% off the standard variable rate for a home equity line of credit and a 0.25% rate discount off standard auto loan rates with an additional 0.25% off of that when refinancing.
Free Doordash Dashpass Subscription + $5 Monthly Doordash Credit
Cardholders are eligible for a free one-year DashPass subscription . This provides free delivery when using DoorDash or Caviar, and it is valued at over $100 per year. The subscription period begins the day you activate the membership, and it is valid for you and any authorized users. To activate, simply add your Chase Sapphire Reserve card information in the app for either DoorDash or Caviar. You will then be prompted to begin your free subscription.
Cardholders are now eligible for a $5 per month DoorDash credit. See our guide on How to Use the Chase Sapphire Reserve DoorDash Credit. The credit comes at the beginning of each month and expires after three months.
The Vacationer Tip
Even if you do not want to use DoorDash for delivery, DashPass also offers a discounted pickup option. Additionally, I recommend using the $5 monthly credits at the end of every quarter so you have $15 to spend.
Recommended Reading: Museums In Dallas Fort Worth
The Majority Of The Population Is Families
Well, as mentioned earlier, this area is perfect for families with kids. So, this city may not be a great option for you if you are still single and living alone. You will feel like an outsider at times, and you will also feel uncomfortable participating in social gathering events that are held exclusively for families with kids. This city is primarily for well-settled families with kids and one working parent. So, if you are still a bachelor, this suburb is not suitable for you.
X Points On Lyft Rides
With the 10x Ultimate Rewards points on Lyft rides through March of 2025, Chase is making it difficult for Sapphire Reserve cardholders to use Uber. Usually, cardholders earn 3x points on Lyft rides since it codes as travel. Cardholders continue to earn 3x points on Uber and other rideshare services, but Lyft is the clear winner here.
The value of this benefit is going to depend on how often you use rideshare services. Those living in urban areas should see a much greater benefit than those living in more rural areas.
The Vacationer Tip
If possible, we highly recommend using Lyft over Uber if you have the Chase Sapphire Reserve. Not only will you get better prices with Lyft, but you will also earn 10x points instead of 3x with Uber.
Don’t Miss: Corning Museum Of Glass Pumpkins
Arts And Culture Program
Lastly, your benefits include an Art & Culture card that grants you free admission to museums in select cities. Included in the list of museums is the renowned American Museum of Natural History in NYC.
This is another big draw for a lot of people that sounds great. But there is important fine print that limits or completely negates the value.
You must live in one of the 8 designated regions. And you can only attend the museums within your region. This means if you’re visiting NYC, your card is useless.
If you don’t live in one of these regions, this benefit is of no use to you.
Instacart+ Free Membership For 1 Year And $15 Monthly Statement Credit
Cardholders are entitled to one year of free Instacart+. Enroll by 7/31/2024 to enjoy membership benefits such as free delivery and discounted service fees for orders over $35.
Additionally, cardholders can earn up to $15 per month in Instacart statement credits after signing up for the complimentary Instacart+ membership. This benefit is available through July 2024.
Recommended Reading: Museum Of World Treasures Wichita
Transfer Points To Airline And Hotel Partners
If you want to book travel directly through an airline or hotel but need just a few thousand points more in your account to get that free flight or stay, you can transfer Chase Ultimate Rewards® points earned through your Chase Sapphire Preferred® Card to 14 airline and hotel partners at a 1:1 point value. Transfer partners include:
-
Airlines: Aer Lingus, Air France/KLM, Air Canada, British Airways, Emirates, Iberia, JetBlue, Singapore Airlines, Southwest, United and Virgin Atlantic.
-
Hotels: Hyatt, IHG and Marriott Bonvoy.
Those Who Cant Get These Perks From Another Card
The market is saturated with premium credit cards offering benefits like lounge access, trusted traveler program fee credits and annual travel credits. Some of those cards offer more value for the annual fee than the Sapphire Reserve. For example, the Capital One Venture X Rewards Credit Card offers many of the same travel benefits as the Sapphire Reserve, like lounge access and trusted travel membership reimbursements for a lower annual fee.
The Sapphire Reserve is only worth applying for if youre not already getting these perks from another credit card. If you already have that card in your wallet, you may not need a Sapphire Reserve beyond the welcome bonus.
But if you dont currently have a premium credit card in your wallet, then the Sapphire Reserve is an excellent starting point.
Read More: Capital One Venture X Vs. Chase Sapphire Reserve
Read Also: Museum Of Modern Art Sweatshirt
Chase Sapphire Preferred Transferrable Points
Chase Ultimate Rewards Points are pretty valuable by themselves. As mentioned earlier, you get a 25% bonus on your points when using the Chase Travel Portal, meaning that 80,000 points would be the equivalent to $1,000 when utilizing the portal. As a side note, the Chase Sapphire Reserve has a 50% bonus , meaning those same 80,000 points would be worth $1,200.
BUT, what is particularly cool about the Chase Ultimate Rewards Points is that they can be transferred 1:1 to their travel partners which include various airlines and hotel chains. Transferring to outside partners is where you can get the most bang for your buck and receive far more than 1.25 or 1.5 cents per point. Indeed, it would be quite easy to get double that if you use them for first-class or business class flights or in luxury hotels or resort properties around the world.
This all sounds far-fetched to someone who has never done it before, but it is very real, very valuable, and very cool. It also isnt nearly as complicated as you may think it is.
You can see the full list of travel partners where you can transfer points, but the big ones are the likes of United Airlines, JetBlue, Southwest, Emirates, and British Airways in the world of airlines, and Hyatt, IHG, and in the world of hotels.
As an example, it was thanks to Marriott Bonvoy points that we got free stays at the Santa Marta Playa Dormida Resort for five nights or staying in Manhattan for five nights.
Chase Private Client Promotions
Chase Private Client Checking has $35 monthly service fee. You can waive this fee if you maintain an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances OR you have a linked Chase Platinum Business Checking account.
As a Chase Private Client customer, you get a private banker and dedicated J.P. Morgan financial advisor. Other benefits include:
Also Check: Ct Children’s Science Museum
Point New Account Bonus
The Sapphire Reserves current welcome bonus is a solid 60,000 points. You can earn this bonus by spending $4,000 in the first three months after your approval date. You can keep track of how close you are to reaching the bonus in the Rewards Activity section within your Chase Ultimate Rewards portal. Here is how much this bonus may be worth depending on how you redeem it.
- Pay Your Self Back Program $900
- Travel via Chase Ultimate Rewards Portal $900
- Transfer to a Chase Partner Hotel or Airline Up to $1,200
As you can see, we never recommend taking the cash redemption. You should aim to redeem for at least a $900 value. The Pay Yourself Back Program and booking travel through the Chase Ultimate Rewards Portal both offer 1.5 cents per point . To earn a $1,000 value, you will likely have to transfer to one of Chases top partners, such as Hyatt.
To be eligible for the bonus, you must meet the following requirements.
- You must not currently have a Sapphire card .
- You must not have received a Sapphire bonus in the previous 48 months.
- You cannot receive the bonus if you do a product change from another Sapphire card.
Free Admission To 225+ Us Museums And Cultural Institutions
Heres your excuse to visit the local museum you keep saying youll stop into someday. Bank of America and Merrill Lynch credit and debit card holders receive free admission to participating museums and cultural institutions nationwide on the first weekend of every month. Its a great way to break up the monotony at home or day-trip to a nearby city.
With over 225 participating locations, theres likely to be something within driving distance to you. If not, plan your next vacation to overlap with free admission dates to save on big-name attractions like the Metropolitan Museum of Art in New York or Chicagos Shedd Aquarium. Dont fret if museums arent your thing: youll find planetariums, botanical gardens and other activities, too.
When you arrive at the museum, simply present a Bank of America card like the Alaska Airlines Visa Signature® credit card and a photo I.D. to prove youre the cardholder and youll get one free general admission. It couldnt be easier than that.
Read Also: Metropolitan Museum Of Art African Art
American Express Fine Hotels + Resorts
Of the two programs, Amex Fine Hotels + Resorts is usually the most valuable. When you book a hotel through their online platform, youll be eligible for guaranteed amenities like complimentary breakfast and free Wi-Fi. Other perks, like early check-in or suite upgrades, are offered but depend on hotel availability.
However, the biggest benefit to Amexs program is that hotels include a $100 property credit with your stay. These on-site credits vary by property but are usually either valid for food and beverages at on-site restaurants or intended for use at the spa. Either way, guests get a significant extra without paying a premium compared to booking through other channels.
The Platinum Card® from American Express cardholders have access to this program, which includes the co-branded personal platinum cards . Terms apply.
